Qualifying events include, but are not limited to, the following: Marriage Birth, adoption or placement for adoption of a child Obtaining legal guardianship of a child Loss of eligibility for other health coverage for you or your dependent if: The other coverage was in effect when you were first eligible to enroll for this coverage […]
Maybe, but most often the answer is no. First, it depends on the type of plan that is offered by your employer. If wellness should be paid at 100%, then what likely happened is the bill wasn’t properly coded when sent to your insurance company. When that happens, call Vista’s claim concierge unit. We can […]
Both you and your spouse can each have healthcare FSAs at your respective employers up to the maximum of $2,500. Also, each FSA at each employer is considered family, so it doesn’t matter if the husband’s FSA is paying for the wife’s out-of-pocket expenses or visa versa. For a daycare FSA, the IRS limits the […]
Determining the order of coordination of benefits requires “the birthday rule.” Because both parents are insuring the children, the parent’s birthday that falls first in the year would be primary. For example, if your birthday is July 5th and your spouse’s birthday is March 15th, your spouse’s plan would be primary for the children.